PRIVATE CAR INSURANCE

Car Insurance Benefits

We can provide cover for Portuguese, Spanish or Gibraltar registered cars, vans and 4×4’s located in Portugal, Spain or Gibraltar. Car insurance for expats is our speciality because we too are expats. 

Our team of Customer Service Advisors understand that you may have questions or queries about our insurance products and therefore we are ready to answer all your questions and find the car insurance that covers your needs.

We are a broker and we work with many leading international insurance companies such as Reale, Caser, Plus Ultra, Lusitania…

Benefits of getting a car policy with us:

  • Competitive premiums.
  • Underwritten at QIC Europe Limited.
  • Named drivers earn no claims discount
  • Two levels of breakdown cover to choose from
  • Special rates for the over 40’s
  • Instant cover available
  • Multi-policy discounts
  • Flexible payment options
  • Protected no claims bonusIncreased excess discounts
  • 90 day green card for European cover
  • Up to 65% no claims discount
  • No claims bonus match – insure a 2nd car with Ibex and in most cases we will match your NCD for your second car
  • Up to €20,000 personal injury benefit for the policyholder

CoverComprehensiveThird Party & Fire TheftThird Pary Only Including Glass
Fire & Theft
Windscreen Breakage
Emergency Treatment (applicable to the UK only)
Legal Defence
Legal Liability for damage to third party property
Legal Liability for death or injury to any other person, including passengers
Medical Expenses for anyone injured in your car
New Vehicle Replacement
Own Damage (excluding glass)
Policyholder Personal injury cover subject to policy limits
Replacement Locks

Optional extras

  • Breakdown and Legal Protection. Choose the cover that suits your needs best.
  • Essential level breakdown assistance cover for your country of residence (Gibraltar, Portugal or Spain. In this context Spain includes Andorra).
  • Prestige level breakdown assistance cover for any member country of the European Union.
  • Hire Car Cover. If your vehicle is damaged or lost as a result of a road traffic accident or theft which is covered under the terms of your policy we will cover the cost for you to hire an alternative vehicle (subject to limits specified in your policy).
  • Protected No Claims Bonus